CareSuper has a number of governance policies and documents including, but not limited to, the Trust Deed, Board and Committee Charters and Constitution. These policies can be viewed on our website.

The Trustee’s approach to managing the Fund is detailed in the corporate governance framework, which consists of a number of these documents. They outline the powers and responsibilities vested in the Trustee (CARE Super Pty Ltd) and how the Trustee will operate. This includes provisions for the appointment and removal of Directors. The Board Charter outlines the principle functions, policies and operations of the Board.

Privacy Policy

The Trustee has recently updated the Fund’s Privacy Policy effective November 2016. This policy can be viewed on the website here.


CARE Super is a regulated superannuation fund under the Superannuation Industry (Supervision) Act 1993. The Trustee will continue to operate in accordance with all statutory requirements of superannuation, taxation and other relevant legislation.

Risk Management Framework

As part of the overall governance of the Fund, CareSuper has developed a Risk Management Framework that covers risks across all operations. The framework is actively managed and reviewed by the Board and Committees. The material risks covered by this framework include investment governance, liquidity, insurance, fraud, operations, strategy and outsourcing. In addition, ongoing monitoring includes a risk radar to identify any potential future risks.

Related parties

CARE Super Pty Ltd is a shareholder of ISPT Pty Ltd and Industry Super Holdings Pty Ltd (ISH). ISH is the holding company for IFM Holdings Pty Ltd (IFM), Industry Super Australia Pty Ltd and Industry Fund Services Ltd. CARE Super Pty Ltd invests in products of ISPT, IGIPT Pty Ltd and IFM. All investments are made at arm’s length and on standard commercial terms, after appropriate due diligence, and carry the recommendation of our independent asset consultant. Industry Fund Services Ltd (IFS) has a number of subsidiaries including Industry Funds Investments Ltd, Super Members Investments Ltd and IFS Insurance Solutions Pty Ltd. CARE Super Pty Ltd engages the services of a number of these entities.

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You can download the Annual Report in PDF format here.

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