CareSuper Annual Report 2016 | Investments update

Investments update

Watch the video to hear from Suzanne Branton, General Manager – Investments, on CareSuper’s investment returns for the 15/16 financial year, or read on below for more information.

CareSuper’s Balanced option returned 4.45% for the financial year ending 30 June 2016. While this is a lower return compared to recent years, it is reflective of a year of volatile market performance and still a solid result.

The Balanced option’s return exceeded the median return for similar surveyed balanced options by 1.64% according to SuperRatings* and once again outperformed the option’s return objective of CPI + 3% per year.

Thanks to improved conditions in financial markets during the first few months of the 2016/17 financial year, as at October 2016, the Balanced option’s returns have been sitting above last year’s returns.

CareSuper’s three largest pension investment options (where most pension members have all or some of their money invested) performed as follows for the financial year ending 30 June 2016:

The Conservative Balanced option returned 3.76%
The Capital Stable option returned 4.08%, and
The Balanced option returned 4.89%.

To find out more about how investment markets performed over the year, watch the video or go to our website.

Suzanne Branton
General Manager – Investments

* As measured by the SuperRatings Fund Crediting Rate Survey, June 2016.

Investment returns (after fees and taxes) to 30 June 2016 - Super

	Annual returns					Long-term annual returns*
Investment options	2015/16 (%)	2014/15 (%)	2013/14 (%)	2012/13 (%)	2011/12 (%)	10 years (% p.a.)	7 years (% p.a.)	5 years (% p.a.)	3 years (% p.a.)
Managed options
Capital Guaranteed	2.27	2.91	1.67	0.90	2.35	3.35	2.30	2.02	2.28
Capital Stable	3.56	6.67	8.02	10.46	5.16	5.61	7.22	6.75	6.07
Conservative Balanced	3.08	8.26	9.80	12.92	4.05	5.79	7.94	7.56	7.01
Balanced (MySuper)	4.45	10.76	12.84	16.15	2.08	6.38	9.25	9.13	9.29
Sustainable Balanced	4.35	9.79	12.29	16.07	2.27	5.52	8.94	8.84	8.76
Alternative Growth	5.47	9.68	12.69	16.93	1.81	6.48	9.49	9.19	9.24
Growth	3.04	11.78	15.30	20.01	-0.13	6.22	9.86	9.74	9.92
Asset Class options
Capital Secure	2.44	2.78	2.83	3.39	4.20	3.75	3.50	3.12	2.68
Fixed Interest	4.05	4.87	4.93	6.04	11.37	6.18	7.00	6.22	4.61
Direct Property	13.34	9.61	8.60	5.89	7.36	6.51	8.21	8.93	10.50
Australian Shares	0.19	7.60	16.87	20.78	-4.67	5.40	8.83	7.73	8.01
Overseas Shares	-0.39	20.47	18.26	30.73	-2.29	5.96	11.52	12.63	12.38

The long-term returns shown above may differ from actual returns received by individual members. The returns shown above are after fees and tax, and have been rounded to two decimal places. All net investment returns are reflected in the sell price of each investment option. Past performance is not a reliable indicator of future performance and you should consider other factors before choosing a fund or changing your investments.

*These returns are compound average annual returns.

Investment returns (after fees and taxes) to 30 June 2016 - Pension

	Annual returns					Long-term annual returns*
Investment options	2015/16 (%)	2014/15 (%)	2013/14 (%)	2012/13 (%)	2011/12 (%)	Since inception^{^} (% p.a.)	7 years (% p.a.)	5 years (%p.a.)
Managed options
Capital Guaranteed	2.61	3.41	1.84	0.95	2.39	3.09	2.47	2.24
Capital Stable	4.08	7.55	8.95	11.74	5.76	5.97	8.21	7.59
Conservative Balanced	3.76	8.85	10.92	14.97	4.48	6.01	9.05	8.52
Balanced	4.89	11.64	14.03	18.19	2.77	6.28	10.55	10.16
Sustainable Balanced	4.58	10.83	13.62	18.43	3.23	5.46	10.24	10.00
Alternative Growth	5.88	10.72	12.72	18.94	2.29	6.28	10.55	9.96
Growth	3.88	12.84	16.77	22.18	0.22	5.82	11.16	10.88
Asset Class options
Capital Secure	2.66	3.22	3.24	4.15	5.07	4.17	4.10	3.67
Fixed Interest	4.68	5.44	5.84	6.93	12.74	7.48	8.03	7.09
Direct Property	14.86	10.92	9.62	7.02	8.37	6.63	9.33	10.13
Australian Shares	1.27	8.18	19.39	23.10	-4.69	3.74	10.17	8.94
Overseas Shares	-0.45	21.85	19.88	35.04	-1.66	6.27	12.95	14.07

The long-term returns shown above may differ from actual returns received by individual members. The returns shown above are after fees and tax, and have been rounded to two decimal places. All net investment returns are reflected in the sell price of each investment option. Past performance is not a reliable indicator of future performance and other factors should be considered before choosing a fund or changing investments.

*These returns are compound average annual returns.

^The inception date of the CareSuper Pension is 1 July 2007.

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CARE Super Pty Ltd (Trustee) ABN 91 006 670 060 AFSL 235226 RSE L0000956 CARE Super (Fund) ABN 98 172 275 725
Disclaimer: This Annual Report is issued by the Trustee of CARE Super, CARE Super Pty Ltd ABN 91 006 670 060, the holder of Australian Financial Services Licence 235226.
The information contained in this Annual Report is about CARE Super and is not intended as financial advice. It does not take into account specific needs, so members should look at their own personal position, objectives and requirements before taking any action. This Annual Report to members is a regulated document that summarises the fund’s performance over the past year. Past performance is not a reliable indicator of future performance and you should consider other factors before choosing a fund or changing your investments. The Trust Deed is the legal document governing your superannuation benefit. Other information about CARE Super: a copy of the Trust Deed, Investment Policy Statement, the Fund’s audited accounts are available upon request. You should also obtain and read the Product Disclosure Statement before making any investment decision. If you would like to see these documents, please go to caresuper.com.au or call the CareSuperLine on 1300 360 149.