How we manage the Fund


The trustee of CARE Super (the Fund) is CARE Super Pty Ltd (the Trustee). The Trustee’s ABN is 91 006 670 060, and its Australian financial services licence number is 235226. The Fund’s ABN is 98 172 275 725.

The Trustee has an indemnity insurance policy in place to protect its directors. It is a Registered Superannuation Entity licensee, licence number L0000956, and is authorised to offer a MySuper product. Its MySuper identification number is 98172275725867.

The Trustee’s approach to managing the Fund is detailed in a number of governance policies and documents. These documents include, but are not limited to, the Trust Deed, Board and Committee Charters and Constitution. They outline the powers and responsibilities vested in the Trustee, as well as the rules for how the Trustee operates. This includes provisions for the appointment and removal of Directors. The Board Charter outlines the principle functions, policies and operations of the Board.

View these documents on our website.


CARE Super is a regulated superannuation fund under the Superannuation Industry (Supervision) Act 1993 (Cth). The Trustee will continue to operate in accordance with all statutory requirements of superannuation, corporation, taxation and other relevant legislation.

Risk Management Framework

As part of the overall governance of the Fund, CareSuper has developed a Risk Management Framework that covers risks across all operations. The framework is actively managed and reviewed by the Board and all Committees. The material risks covered by this framework include investment governance, liquidity, insurance, fraud, operations, strategy, outsourcing and cyber. In addition, ongoing monitoring includes a risk radar to identify any potential future risks.

Related parties

The Trustee is a shareholder of ISPT Pty Ltd and Industry Super Holdings Pty Ltd (ISH). ISH is the holding company for IFM Holdings Pty Ltd (IFM), Industry Super Australia Pty Ltd, the New Daily Pty Ltd and Industry Fund Services Ltd.

The Trustee invests in products of ISPT, IGIPT Pty Ltd and IFM. All investments are made at arm’s length and on standard commercial terms, after appropriate due diligence, and carry the recommendation of our independent asset consultant.

Industry Fund Services Ltd (IFS) has a number of subsidiaries including Industry Funds Investments Ltd, Super Members Investments Ltd and IFS Insurance Solutions Pty Ltd. The Trustee engages the services of a number of these entities.

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You can download the Annual Report in PDF format here.

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