About us

Who we are


We are proud to be a leading profit-to-member super fund. We don’t have shareholders who expect an investment return. This enables us to focus solely on members’ interests.


We have decades of expertise in smart, proactive investing. We’re one of Australia’s best performing super funds, with our Balanced option delivering the number one return over 20 years.*


We’re the largest and most diverse industry fund for aspirational people across multiple occupations and sectors. Our members and employers value our focus on high performance, simplicity, quality and the personal connections that our size enables us to offer them. But we know these attributes appeal to people from all walks of life, so we welcome anyone looking for a fund that embraces these qualities and a ‘profit-to-member’ ethos to join CareSuper.


We’ve been helping our members achieve their post-work financial goals for more than 30 years. Established in 1986 to manage superannuation for office-based employees, today CareSuper continues to evolve and diversify, but our purpose and focus on our members remains as it always was.


We’re driven by a clear and genuine purpose: to help our members achieve their financial goals by protecting and enhancing their future lifestyles. Our members span generations, with different careers, life journeys and plans. We respect individuality by focusing on choice and giving members access to advice and education opportunities to help them make informed decisions that align to the future lifestyle they aspire to achieve.


SPIRIT is the backbone of CareSuper – it defines the values we believe in and informs how we work together to improve the future lives of our members.

SPIRIT stands for service, professionalism, integrity, relationships, innovation and teamwork.



As an Industry SuperFund, these are the things we live and breathe:

More on Industry SuperFunds

Our awards and ratings

While we were busy working hard for members, we won these awards.

More info on all our awards

Net benefit for members

As a profit-to-member fund, we only charge fees to cover the costs of running CareSuper.

While we work hard to keep our costs low, we’re driven by providing quality services, relevant choices and investing actively to deliver strong results – not by being the cheapest – because we know when it comes to our members’ super, it’s the overall benefit that counts.

The result? Over 15 years to 30 June 2020, our Balanced option returned over $56,000 more than the average of all surveyed retail funds and outperformed the average of all surveyed industry funds by over $16,000.

Past performance is not a reliable indicator of future performance. Comparisons modelled by SuperRatings as at 30 June 2020, commissioned by CareSuper. Assumes a starting balance of $50,000 and initial salary of $50,000 and considers historical earnings and fees – excluding contributions, entry, exit and adviser fees. Compares the average difference in net benefit performance of CareSuper’s Balanced option and the balanced options of funds tracked by SuperRatings including funds with a 15-year performance history. Outcomes vary between funds. See caresuper.com.au/assumptions for more details about modelling calculations and assumptions. This information is general advice only. You should consider your investment objectives, financial situation and needs and read the product disclosure statement before making an investment decision.

Service providers

It’s important to partner with the best possible providers to help us excel at what we do and fit with our members’ needs.

Before appointing (and when reviewing) service providers, we apply rigorous due diligence processes and ask them annually to attest to their relevant credentials and demonstrate that they meet their compliance requirements.

All material service providers, as well as our Insurer, Metlife, have been requested to provide annual attestations.

Here’s a list of our significant service providers.

*Indicates a material outsourced provider

See a full list of our Investment managers here.