Our investment choices

CareSuper offers 12 different investment choices, each with different levels of investment risk and targets for return, plus a Direct Investment option.

Members can invest in a pre-mixed combination of assets or makeup their own mix of assets using our five asset classes. You can learn more about each of our investment options including their return objectives and investment strategy at Explore our investment choices

Actual asset allocations

For information on the actual asset allocations to 30 June 2018 and the preceding financial year, please refer to the tables below. Please note that the government introduced changes to the taxation of investment earnings on Transition to Retirement (TTR) accounts from 1 July 2017, which meant that they were no longer 'tax free'. Having regard to these changes, the asset allocation figures for TTR are the same as for super for 2018 but pension for 2017.

Balanced

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  Actual asset allocations (%) for the financial year to: Range
  30 June 2018 30 June 2017 (%)
  Super & TTR Pension Super Pension & TTR Super, TTR & Pension
Australian Shares 22 25 21 25 10-40
Overseas Shares 26 18 26 18 10-40
Property 13 13 12 13 0-25
Alternatives 25 29 26 29 0-55
Fixed Interest 5 6 6 6 5-35
Cash 9 9 9 9 0-30

Growth

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  Actual asset allocations (%) for the financial year to: Range
  30 June 2018 30 June 2017 (%)
  Super & TTR Pension Super Pension & TTR Super, TTR & Pension
Australian Shares 28 33 27 33 15-50
Overseas Shares 35 25 35 24 15-50
Property 12 14 12 13 0-25
Alternatives 22 24 23 26 0-70
Cash 3 4 3 4 0-20

Alternative Growth

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  Actual asset allocations (%) for the financial year to: Range
  30 June 2018 30 June 2017 (%)
  Super & TTR Pension Super Pension & TTR Super, TTR & Pension
Australian Shares 20 24 19 23 10-40
Overseas Shares 24 17 24 17 10-40
Property 12 13 12 13 0-25
Alternatives 41 43 41 43 10-85
Cash 3 3 4 4 0-20

Sustainable Balanced

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  Actual asset allocations (%) for the financial year to: Range
  30 June 2018 30 June 2017 (%)
  Super & TTR Pension Super Pension & TTR Super, TTR & Pension
Australian Shares 21 25 21 26 10-40
Overseas Shares 26 18 26 18 10-40
Property 12 13 12 13 0-25
Alternatives 27 29 26 28 0-55
Fixed Interest 6 6 6 6 5-35
Cash 8 9 9 9 0-30

Conservative Balanced

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  Actual asset allocations (%) for the financial year to: Range
  30 June 2018 30 June 2017 (%)
  Super & TTR Pension Super Pension & TTR Super, TTR & Pension
Australian Shares 17 20 16 19 5-30
Overseas Shares 20 14 20 14 5-30
Property 7 8 7 8 0-15
Alternatives 24 26 24 26 0-45
Fixed Interest 9 9 10 10 0-50
Cash 23 23 23 23 10-60

Capital Stable

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  Actual asset allocations (%) for the financial year to: Range
  30 June 2018 30 June 2017 (%)
  Super & TTR Pension Super Pension & TTR Super, TTR & Pension
Australian Shares 11 13 10 12 0-25
Overseas Shares 13 9 13 9 0-25
Property 6 7 6 7 0-15
Alternatives 22 23 22 23 0-35
Fixed Interest 15 15 16 16 0-50
Cash 33 33 33 33 10-70

Captial Guaranteed

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  Actual asset allocations (%) for the financial year to: Range
  30 June 2018 30 June 2017 (%)
  Super & TTR Pension Super Pension & TTR Super, TTR & Pension
Fixed Interest 22 22 22 22 0-50
Cash 78 78 78 78 50-100

Overseas Shares

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  Actual asset allocations (%) for the financial year to: Range
  30 June 2018 30 June 2017 (%)
  Super & TTR Pension Super Pension & TTR Super, TTR & Pension
Overseas Shares 100 100 100 100 n/a

Australian Shares

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  Actual asset allocations (%) for the financial year to: Range
  30 June 2018 30 June 2017 (%)
  Super & TTR Pension Super Pension & TTR Super, TTR & Pension
Australian Shares 100 100 100 100 n/a

Direct Property

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  Actual asset allocations (%) for the financial year to: Range
  30 June 2018 30 June 2017 (%)
  Super & TTR Pension Super Pension & TTR Super, TTR & Pension
Property 100 100 100 100 n/a

Fixed Interest

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  Actual asset allocations (%) for the financial year to: Range
  30 June 2018 30 June 2017 (%)
  Super & TTR Pension Super Pension & TTR Super, TTR & Pension
Fixed Interest 65 65 65 65 50–100
Cash 35 35 35 35 0–50

Capital Secure

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  Actual asset allocations (%) for the financial year to: Range
  30 June 2018 30 June 2017 (%)
  Super & TTR Pension Super Pension & TTR Super, TTR & Pension
Cash 100 100 100 100 n/a

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Issued by; CARE Super Pty Ltd (Trustee) ABN 91 006 670 060 AFSL 235226 RSE L0000956 CARE Super (Fund) ABN 98 172 275 725
Disclaimer: The information contained in this Annual Report is about CARE Super and is not intended as financial advice. It does not take into account specific needs, so you should look at your own personal position, objectives and requirements before taking any action. Past performance is not a reliable indicator of future performance and you should consider other factors before choosing a fund or changing your investments. For a copy of the CARE Super Trust Deed (the legal document governing superannuation benefits in the fund), Financial Statements for the Trustee and the Fund or the Investment Policy Statements please go to our website. You can also ask for a copy to be sent to you. You should also obtain and read the Product Disclosure Statement before making any investment decision. If you would like to see these documents, please go to caresuper.com.au or call 1300 360 149.